My name is L. Andrew Messam and I am the Founder & General Manager
of Claire Financial Services LLC.
I started The Debt Reduction Club in 2006 to teach potential home owners how to
qualify for 30 year fixed rate mortgages. I've been a Mortgage
Broker/Loan Officer for almost 10 years and have seen many people get
denied for a mortgage for simple, avoidable reasons and decided to help
them. By obtaining relevant, pertinent and accurate information members
of the Debt Reduction Club prepare themselves for home ownership and
qualify the first time they try.
"Buying a home is not just about fixing your credit, it involves an
array of other things which the typical first time home buyer knows
nothing about. Until now."
L. Andrew Messam, The Debt
Reduction Club
There's a wealth of information on this site (and
more to come) for both members and non-members of the club. The purpose
of this site is to give you, the aspiring home owner, all the
information, tools and resources you need to properly prepare for home
ownership. All the secrets about the loan process, first time home buyer
programs, credit, debt, gifts, grants and much more will be revealed.
Take your time to browse the site, request our free material, bookmark
us and come back often.
Start educating yourself now by requesting a copy of
Andrew's free booklet
"Answers to
Your 10
Most Frequently Asked Mortgage Questions"