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I plan to own a home in less than 3 months
I plan to own a home in 3 to 6 months
I plan to own a home in 6 months to a year

Welcome to The Debt Reduction Club's main website, where you will learn how to qualify for a 30 year, fixed rate mortgage.
If you're interested in owning your own home but have had many questions, you've come to the right place. On this site you will learn ALL you need to know in order to qualify for a home loan. We will teach you the very techniques that the banks use to qualify you for a mortgage.
 
You will  learn about:
bulletthe loan approval process
bulletthe home-buying process
bulletthe role of credit in qualifying for a loan
bulletadvantages/disadvantages of home ownership
bulletmanaging your debt to qualify for a mortgage
bulletFirst Time Home Buyer loan programs
bulletGifts, grants and Seller Concessions
bulletMuch, much more...

The single aim of The Debt Reduction Club is to teach you how to qualify for a 30 year fixed rate mortgage. You've come to the right place if you are planning to purchase a home. Take your time, browse the site, bookmark this site and come back often.

Are you planning to own a home? Get Professional guidance from a Mortgage Professional. Join The Debt Reduction Club Today!

My name is L. Andrew Messam and I am the Founder & General Manager of Claire Financial Services LLC. I started The Debt Reduction Club in 2006 to teach potential home owners how to qualify for 30 year fixed rate mortgages. I've been a Mortgage Broker/Loan Officer for almost 10 years and have seen many people get denied for a mortgage for simple, avoidable reasons and decided to help them. By obtaining relevant, pertinent and accurate information members of the Debt Reduction Club prepare themselves for home ownership and qualify the first time they try.

"Buying a home is not just about fixing your credit, it involves an array of other things which the typical first time home buyer knows nothing about. Until now."

L. Andrew Messam, The Debt Reduction Club

There's a wealth of information on this site (and more to come) for both members and non-members of the club. The purpose of this site is to give you, the aspiring home owner, all the information, tools and resources you need to properly prepare for home ownership. All the secrets about the loan process, first time home buyer programs, credit, debt, gifts, grants and much more will be revealed. Take your time to browse the site, request our free material, bookmark us and come back often.

Start educating yourself now by requesting a copy of Andrew's free booklet "Answers to Your 10 Most Frequently Asked Mortgage Questions"


Copyright © 2007-2009, Claire Financial Services LLC.
Debt Reduction Club Division
P.O. Box 880714, Port St. Lucie, FL. 34988
.